Barclaycard starts card eligibility service
UK card issuer Barclaycard has launched a service to allow people to make a pre-application check on whether they will be elgible for a credit card. 
The one step online facility allows potential and existing customers to establish their eligibility without the need to complete a full application.
The service leaves a search ‘footprint’ on the customer’s credit file, to show their information has been accessed, but it is not a formal credit application and Barlcaycard says it will not affect their ability to get credit in the future. The pre-application check takes a couple of minutes and is available on the Barclaycard website, letmechoose.barclaycard.co.uk
Amer Sajed, chief executive, Barclaycard UK, commented: “Consumers currently need to apply in full for a credit card in the UK, without knowing whether they are likely to be accepted or not, leaving a search on their credit file which can potentially have a negative impact on their credit rating. This unique pre-application check solves this problem. The check can be completed in a few minutes and gives consumers a good indication of whether their application will be accepted.”
Since its launch on August 25, the card issuer says 4,000 potential customers have used the pre-application check to determine whether they would be accepted for a Barclaycard.