Payback Maestro wins comparison of German multi-partner cards
Payback Maestro has been awarded the title of Best Customer Card in a comparison with other multi-partner payment cards in the German market.
During the testing process, the Payback Maestro card went up against the MasterCards offered by DeutschlandCard, HappyDigits and Karstadt Quelle Bank but Payback came out the clear winner.
Payback Maestro won points because it has the lowest fees, boasts an extensive network of partner companies and achieves high security standards.
Unlike its rivals, there is no annual fee for the Payback Maestrocard in the second year, nor in any year after that, and no charges whatsoever are levied for using it abroad. Moreover, Payback offers better rates for cash withdrawals from ATMs than its competitors.
Security was also an important criteria and Payback uses the SecureCode process for online payments.
Another key category in the test was the number of partner companies that offer bonus scheme customers benefits: Payback members can collect points from the majority of partners – some 230 companies on the high street and online – including Aral, real, dm-drogerie markt and Galeria Kaufhof.
Additional advantages are that Payback customers can withdraw the cash equivalent of the points they have collected. What’s more, there is no limit to how long the points collected using the Payback Maestro card are valid. In contrast, points collected with rival cards have to be redeemed within 36 months.
The comparison was carried out by Focus-Money, a German trade title, and was based on the following 15 criteria:
• Outlets that accept the card
• Additional points (from non-partner companies)
• Annual fee
• Cash withdrawals
• Part payment (repayment in instalments)
• Interest on credit balance
• Value of points
• Fee for usage abroad
• Payout of points in cash
• Donation of credit balance
• Expiry of points
• Online payments and
• SecureCode (especially secure Internet payments).