“Top Up And Spend” launched in Romania
Romanians now have the chance to use “top up and spend” payment cards with the national launch of the Po?ta Român? cashplus prepaid MasterCard card. 
The country’s first-ever general purpose prepaid payment card is now available in 90 Poşta Română branches across the country. In partnership with Advanced Payment Solutions Ltd (APS), the Poşta Română cashplus prepaid MasterCard card offers many additional benefits.
Any Romanian aged 18 years+ with an identity card and resident in Romania is eligible to apply and, because prepaid cards do not require credit checks, acceptance is 100 per cent guaranteed. After they activate their cards, cardholders can start spending as soon as money is loaded on the card.
The card can be used at ATMs as well as at the POS. It enables the holder to pay utility and other bills online, protects against carrying large amounts of cash, helps to shop online more safely and take advantage of lower internet prices.
The card can be managed 24/7 online for free or mobile telephones can be used to obtain real time balance and transaction updates via text message at any time free of charge. Customer service help is available by telephone during working hours.
Up to four additional cards can be added for overseas remittances and also to provide a payment card for family members. CHIP and PIN functionality provides added security and fraud protection.
The card also offers purchase protection to protect cardholders if purchases don’t turn up or the supplier goes out of business.
Rollout will be expanded further across Poşta Română’s 7,000 branches in due course.
The card can be purchased for a one-off initial fee of 18 RON; and a payment of 9.95 RON in any month the card is used or there is money on the account. Included in this the customer receives unlimited purchases denominated in LEI; free purchase protection; free cash withdrawal and top ups inside Poşta Română, free SMS and online account management and free card renewal.
A marketing campaign will support the new card branch extension launch. Posters will be displayed in branch and more information is available on the internet at www.cashplus.ro.